For Buyers - All "For Sales" to Choose From

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 Buying a home is an exciting time in one's life.

Making the smart move of choosing a Leading Edge Properties REALTOR® is your first step to finding the home that meets your needs and desires. Our philosophy with all of our clients is to help you "As If Our Own", from our broad experience and expertise in Real Estate.  We enjoy what we do, and we share that enthusiasm with you as we search for the "Right" Home, Ranch, or Land.   We explore in an organized way what is important to YOU in looking for a home or any real estate.  WE BEGIN BY LISTENING, then advise and explore what is necessary from financing to neighborhoods, schools, transportation, shopping, etc.to help you find the home that best suits you and your family. For your convenience, we also can set up to provide you with listings and updates by email.  I can provide you with an immediate list of selected properties from an interview, where we discover together what you might like, and what is possible for your situation.  You can start right away in this discovery.  Don't hesitate.  Call us now. Start now. "A journey of a thousand miles begins with just one step"  We want you to succeed.  We pride ourselves on repeat business and hope you'll come to understand why our customers and clients recommend us to everyone they know.

How We Can Help
Before you start looking
Closing Costs

The Leading Edge Properties Broker and Agent Pledge:

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet the criteria we discover together.
• Guide you through the entire home buying process, from finding homes and land to look at, to negotiating terms of purchase, to getting the best financing.
• Make sure you don't pay too much for your new home and land, make sure you know exactly what you are buying, and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, development, and more.

When You Start Looking For Your New Home with me, I will:

• Recommend that you check your credit rating. You are entitled to a free copy once a year from credit rating agencies.  Start the sometimes slow process to straighten out any errors.  We are always encouraging.  Never give up.  You can do it!
• Discuss the financial commitment with you creatively, and caringly, to arrive at a comfortable monthly budget for your new purchase.  This includes finding a down payment (as little as less than 1% today), and roughly what the monthly payment would be.  Remember, that much of the initial cost of buying a home, AND most of the monthly expenses are tax-deductable.  Rent and Homeowner's dues are not tax deductable. You must consult with your tax preparer to plan for this generous benefit.
• Refer you to loan brokers we like, who can find a loan program that meets your needs and get you pre-qualified (preferably pre-approved).  We recommend these loan brokers because they are like us, and take on your concerns "As If Their Own". Getting Pre-Qualified makes you a credible buyer when making offers to buy.
• Refer inspectors and other experts to evaluate a home you are seriously interested in, so that we know what is there, and can ask for corrections in negotiations with a Seller.  There is no substitute for employing professional inspectors to tell you what you are buying, before you buy it.
• Determine what neighborhoods best match your needs.
• Identify important features you need in your new home.

Closing Costs to Expect:

• Lender fees include charges for appraisal, loan processing, underwriting, document preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and physical inspections such as termite or contractor's inspections you have ordered.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and Title Insurance fees.
• Loan Related fees including homeowner's insurance, loan interest, prepaid reserves for insurance and taxes, and perhaps private mortgage insurance.
• Your portion of Property Taxes that have been prepaid by the Seller

Find out more about how much your closing costs could be.